28.12.2001 Свободный доступ:
Матовников М.Ю. - Низкий старт потребкредитования. //Время-МН, 19 декабря 2001
Важным фактором, сдерживающим развитие потребительского кредитования, является отсутствие банка данных о заемщиках. Именно в области потребительского кредитования роль кредитных бюро велика, как нигде более. Только накопление массива кредитных историй позволит сделать потребительское кредитование менее рискованным и позволит подключиться к нему широкому кругу банков.
18.12.2001 Свободный доступ:
Matovnikov M. - International Accounting Standards for Russian banks. //Russian Focus, #34 2001.
The transition of accounting practices of the Russian banks to International Accounting Standards (IAS) has long been on the agenda, but there are only very few banks who are actually introducing them in practice. IAS are not a cure in terms of quality reflection of the financial state of the banks, and the transition to IAS is just an important step in providing better information to creditors. In contrary to popular belief, the capital of banks that implement IAS dropped by only 11 percent, and it was even higher in 14 of the 30 banks that use IAS than when they implemented the Central Bank procedures.
Russia's Central Bank Program for banking sector reform says that all banks must start introducing IAS in 2004. However, many banks, particularly those who seek to attract foreign capital, have already started the program.
Interfax conducted a poll among auditing companies to find out the number of banks using IAS. According to data from big five firms (Andersen, Deloitte & Touche, Earnst & Young, KPMG, and Price-waterhouseCoopers) only 129 banks amounted used IAS in 2000.